NOTICE TO MARRIED WISCONSIN RESIDENTS

NOTICE TO MARRIED WISCONSIN RESIDENTS

No provision of any marital property agreement, a unilateral statement under s. 766.59 or a court decree
under s. 766.70 adversely affects First Electronic Bank’s rights, unless you provide a copy of such agreement,
statement or court order before credit is granted, or First Electronic Bank has actual knowledge of the adverse
obligation. All obligations on this loan will be incurred in the interest of your marriage or family. You understand
that Wisconsin law may require that notice of this account be given to your spouse. If the Loan is approved, married
Wisconsin resident applicants must furnish the applicant’s name and social security number as well as the name and address
of the applicant’s spouse to First Electronic Bank, 2150 S 1300 E Suite 400, Salt Lake City, UT 84106.


USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

2. The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning FinWise Bank is the FDIC Consumer Response Center, 1100 Walnut Street, Box #11, Kansas City, MO 64106. The federal agency that administers compliance with this law concerning Coastal Community Bank and Midland States Bank is the Federal Reserve Consumer Help Center, P.O. Box 1200, Minneapolis, MN 55480. The federal agency that administers compliance with this law for LendingPoint is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.

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