Privacy Notice

LendingPoint LLC Privacy Policy

Rev. August 2023
FACTS WHAT DOES LENDINGPOINT LLC DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Account Balances
  • Payment History and Credit Scores
  • Credit History and Transaction History

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons LendingPoint LLC chooses to share; and whether you can limit this sharing.
Swipe to see more info
Reasons we can share your personal information Does LendingPoint LLC Share? Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes— to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes— information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes— information about your creditworthiness No We don’t share
For our affiliates to market to you No We don’t share
For nonaffiliates to market to you No We don’t share

Questions?

Call (888) 969-0959 or go to www.lendingpoint.com
Who we are
Who is providing this notice? LendingPoint LLC, LendingPoint Funding | 2017-LLC, LendingPoint 2018-1 SPE Trust, LendingPoint 2018 Funding Trust, LendingPoint 2019-1 Asset Securitization Trust, LendingPoint 2019-2 Asset Securitization Trust, LP LMS 2019-1 Asset Securitization Trust, LendingPoint 2020-1 Asset Securitization Trust, LP LMS 2020-1 Asset Securitization Trust.
What We Do
How does LendingPoint LLC protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does LendingPoint LLC collect my personal information? We collect your personal information, for example, when you
  • Apply for a loan or provide employment information
  • Give us your account information or tell us where to send money
  • Give us your income information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • LendingPoint LLC, LendingPoint Funding I 2017-LLC, LendingPoint 2018-1 SPE Trust, LendingPoint 2018 Funding Trust, LendingPoint 2019-1 Asset Securitization Trust, LendingPoint 2019-2 Asset Securitization Trust, LP LMS 2019-1 Asset Securitization Trust, LendingPoint 2020-1 Asset Securitization Trust, LP LMS 2020-1 Asset Securitization Trust
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • LendingPoint LLC does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • LendingPoint LLC’s joint marketing partners include banks, home improvement finance, credit card companies and other consumer and commercial finance companies.
Other Important Information
Notice to Texas Residents: For questions or complaints about this loan, contact LendingPoint LLC at (888) 969-0959 or at customerservice@lendingpoint.com. LendingPoint LLC is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting LendingPoint, consumers can contact the OCCC to file a complaint or as a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. E-mail: consumercomplaints@occc.texas.gov.

First Electronic Bank Privacy Policy

Rev. June 2021
Facts What does First Electronic Bank do with your personal information?
Why?

Financial companies choose how they share your personal information.

Federal law gives consumers the right to limit some but not all sharing.

Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. The information can include:

  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Electronic Bank chooses to share; and whether you can limit this sharing.
Swipe to see more info
Reasons we can share your personal information Does First Electronic Bank share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies No We do not share
For our affiliates’ everyday business purposes – information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes – information about your creditworthiness No We do not share
For our affiliates to market to you No We do not share
For nonaffiliates to market to you No We do not share

Questions?

www.firstelectronic.bank
Who we are
Who is providing this notice? First Electronic Bank
What We Do
How does First Electronic Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First Electronic Bank collect my personal information? We collect your personal information, for example, when you:
  • apply for a loan or open an account
  • give us your contact information or pay your bills
  • use your credit card

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposesinformation about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include nonfinancial companies such as Fry’s Electronics, Inc.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • First Electronic Bank does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • First Electronic Bank does not jointly market.
Other Important Information
For California Customers: We will limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.

FinWise Bank Privacy Policy

REV. January 2023
Facts What Does FinWise Bank Do with Your Personal Information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances, payment and transaction history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons FinWise Bank chooses to share; and whether you can limit this sharing.
Swipe to see more info
Reasons we can share your personal information Does FinWise Bank share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureau such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureau Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes – information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes – information about your creditworthiness No We don’t share
For our affiliates to market to you No We don’t share
For nonaffiliates to market to you No We don’t share

Questions?

Call (833) 346-9473 or go to www.finwise.bank
Who we are
Who is providing this notice? FinWise Bank
What We Do
How does FinWise Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

FinWise Bank’s policy is such that access to confidential information is provided only to those employees who need to know such information to administer your account(s).

How does FinWise Bank collect my personal information? We collect your personal information, for example, when you:
  • Open an account, make deposits or withdrawals from your account
  • Apply for a loan or pay your bills
  • Give us your contact information, employment history or income information
  • Make a wire transfer or use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only:
  • Sharing for affiliates’ everyday business purposes – information about your credit worthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include companies with a Holding Company interest in the Bank, our Holding Company is “FinWise Bancorp”.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • FinWise Bank does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include financial service providers, such as online lending platforms.
Other Important Information
Nevada Residents We are providing this notice pursuant to state law. You may be placed on our internal Do Not Call List by contacting us at (833) 346-9473, getintouch@finwisebank.com, or FinWise Bank, 756 E Winchester Street: Suite 100, Murray, UT 84107. For more information, visit www.finwise.bank or call (833) 346-9473. If you would like more information regarding this Nevada law, contact: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St. Suite 3900, Las Vegas, NV 89101; (702) 486-3132;AgInfo@ag.nv.gov
State Laws Depending upon where you live, you may have additional privacy protections under some state laws. We comply with applicable state laws before sharing non-public information about you.

Coastal Community Bank Privacy Policy

Rev. June 2023
Facts What Does Coastal Community Bank Do with Your Personal Information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Coastal Community Bank chooses to share; and whether you can limit this sharing.
Swipe to see more info
Reasons we can share your personal information Does Coastal Community Bank share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureau. Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies No We don’t share
For our affiliates’ everyday business purposes – information about your transactions and experiences No We don’t share
For our affiliates’ everyday business purposes – information about your creditworthiness No We don’t share
For nonaffiliates to market to you No We don’t share

Questions?

Call (425) 257-9000 or go to www.coastalbank.com or email privacy@coastalbank.com
What We Do
How does Coastal Community Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Our Customer Information privacy policy serves as a standard for all Coastal Community bank employees for collection, use, retention and security of individual customer information.

How does Coastal Community Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or pay your bills
  • Apply for a loan or make deposits or withdrawals from your account
  • Provide account information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Coastal Community Bank does not share with affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Coastal Community Bank does not share with nonaffiliates so they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Coastal Community Bank doesn’t jointly market.

Midland States Bank Privacy Policy

Rev. June 2022
Facts WHAT DOES MIDLAND STATES BANCORP, INC. AND ITS SUBSIDIARY MIDLAND STATES BANK (together, “MIDLAND”) DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and transaction history
  • Credit history and credit scores
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Midland chooses to share; and whether you can limit this sharing.
Swipe to see more info
Reasons we can share your personal information Does Midland share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes – information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes – information about your creditworthiness Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you No We don’t share
To limit Our sharing Mail the form below.

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.
Mail-in Form

If you have a joint account, your choice(s) will apply to everyone on your account unless you mark below.

Mail to:

Midland States BankAttn: Customer Care1201 Network Centre DriveEffingham, IL 62401

Mark any/all you want to limit:

Questions?

Call (855) 696-4352 or go to www.midlandsb.com
Who we are
Who is providing this notice? Midland States Bancorp, Inc. and its subsidiary Midland States Bank
What We Do
How does Midland protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other safeguards to protect this information and limit access to employees for whom access is appropriate.

How does Midland collect my personal information? We collect your personal information, for example, when you:
  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit anddebit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only:
  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Midland States Bancorp, Inc. (Holding Company) and Midland States Bank are affiliates. Our affiliates currently include entities with the Midland name as well as entities of a financial nature bearing another name. They include: Midland Financial Advisors, Inc. and Midland Trust Company. Our affiliates may also include subsequently formed or acquired entities of a financial or nonfinancial nature.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Midland does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include other financial services companies such as credit card companies, online banking companies, payment processing and payment services companies.
Other Important Information

Important information about phone calls, texts, prerecorded and email messages: If, at any time, you provide to Midland, their affiliates or designees (“Midland Entities”) contact numbers that are wireless telephone number(s) including, but not limited to, cell or VoIP numbers, you are consenting to Midland Entities using an automated dialing system to call or text you, or to send prerecorded messages to you, in order to service, and collect on, any Midland Entities personal account(s) and business account(s) (for which you are an authorized signer, guarantor or designated contact person). For any type of phone calls with Midland Entities, you consent that the call may be monitored or recorded for quality control and training purposes. By providing your email address, you consent to receive electronic mail from Midland Entities.

In App location services: Our Online Banking Mobile Apps collect location data to enable services. Examples of these services include finding the nearestbranch or ATM, receiving location based offers, and getting notifications of exclusive branch services. Location data is active whenthe app is closed or not in use and it is also used to support advertising.

LendingPoint Privacy Policy for Vermont Residents

Rev. August 2021
Facts WHAT DOES LendingPoint LLC DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Account Balances
  • Payment History and Credit Scores
  • Credit History and Transaction History

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons LendingPoint LLC chooses to share; and whether you can limit this sharing.
Swipe to see more info
Reasons we can share your personal information Does Lendingpoint LLC Share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes – information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes – information about your creditworthiness No We don’t share
For our affiliates to market to you No We don’t share
For nonaffiliates to market to you No We don’t share

Questions?

Call (888) 969-0959 or go to www.lendingpoint.com
Who we are
Who is providing this notice? LendingPoint LLC, LendingPoint Funding | 2017-LLC, LendingPoint 2018-1 SPE Trust, LendingPoint 2018 Funding Trust, LendingPoint 2019-1 Asset Securitization Trust, LendingPoint 2019-2 Asset Securitization Trust, LP LMS 2019-1 Asset Securitization Trust, LendingPoint 2020-1 Asset Securitization Trust, LP LMS 2020-1 Asset Securitization Trust.
What We Do
How does LendingPoint LLC protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does LendingPoint LLC collect my personal information? We collect your personal information, for example, when you
  • Apply for a loan or provide employment information
  • Give us your income info or give us your account information
  • Tell us where to send money

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • LendingPoint LLC, LendingPoint Funding I 2017-LLC, LendingPoint 2018-1 SPE Trust, LendingPoint 2018 Funding Trust, LendingPoint 2019-1 Asset Securitization Trust, LendingPoint 2019-2 Asset Securitization Trust, LP LMS 2019-1 Asset Securitization Trust, LendingPoint 2020-1 Asset Securitization Trust, LP LMS 2020-1 Asset Securitization Trust
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfi nancial companies.
  • LendingPoint LLC does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffi liated financial companies that together market financial products or services to you.
  • LendingPoint LLC’s joint marketing partners include banks, home improvement finance, credit card companies and other consumer and commercial finance companies
Other Important Information
This privacy notice only applies to residents of Vermont. We will not disclose nonpublic personal financial information about you to nonaffiliated third parties (other than as permitted by law) unless you authorize us to make that disclosure. Your authorization must be in writing or, if you agree, in electronic form. If you wish to authorize us to disclose your nonpublic personal financial information to nonaffiliated third parties, you may opt in to such sharing by sending an email to customerservice@lendingpoint.com.
About Us
Customer Loan Support
Business Solutions Support
Connect With Us

USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

* Applications submitted on this website may be funded by one of several lenders, including: FinWise Bank, a Utah-chartered bank, Member FDIC; Coastal Community Bank, Member FDIC; Midland States Bank, Member FDIC; and LendingPoint, a licensed lender in certain states. Loan approval is not guaranteed. Actual loan offers and loan amounts, terms and annual percentage rates ("APR") may vary based upon LendingPoint's proprietary scoring and underwriting system's review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees up to 10% may apply depending upon your state of residence. Upon final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. Loans are offered from $2,000 to $36,500, at rates ranging from 7.99% to 35.99% APR, with terms from 24 to 72 months. Minimum loan amounts apply in Georgia, $3,500; Colorado, $3,001; and Hawaii, $2,000. For a well-qualified customer, a requested loan of $10,000 serviced by LendingPoint over a period of 48 months that has an APR of 26.59% with an origination fee of 10% may have a payment of $340.52 per month. (Actual terms and rate depend on credit history, income, and other factors.) The total amount due under the loan terms provided is $16,345.12 and the disbursal amount is $10,000. In the example provided, the total financed amount is increased to receive the full requested loan amount after the origination fee is deducted. The total amount due is the total amount of the loan you will have paid after you have made all payments as scheduled.

* Applications submitted may be funded by one of several lenders including First Electronics Bank, a Utah-chartered bank, Member FDIC; Coastal Community Bank, Member FDIC; and LendingPoint, a licensed lender in certain states. Loan approval is not guaranteed. Minimum loan amounts apply in Georgia, $3,500; Colorado, $3,001; and Hawaii, $1,500. Upon final underwriting approval to fund a loan, said funds are often available the next non-holiday business day. Actual loan offers and loan amounts, terms and annual percentage rates (“APR”) may vary. Loans are offered from $500 to $10,000 (loan amount maximum based on MCC codes), at rates ranging from 7.99% to 35.99% APR, with terms from 24 to 48 months. For example, for a well-qualified customer, a $5,000 purchase will have a 90-day promotional period with no interest, a 3% fee, and $100 monthly payments. After the promotional period, a remaining balance will be a 24-month term loan, and $263.72 monthly payments with an overall APR of 26.54%.

**Minimum initial transaction of $1,000 in Alabama, Idaho and Iowa.

1. Alimony, child support, or separate maintenance income need not to be revealed if you do not wish to have it considered as a basis for repaying this obligation.

2. The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning FinWise Bank is the FDIC Consumer Response Center, 1100 Walnut Street, Box #11, Kansas City, MO 64106. The federal agency that administers compliance with this law concerning Coastal Community Bank and Midland States Bank is the Federal Reserve Consumer Help Center, P.O. Box 1200, Minneapolis, MN 55480. The federal agency that administers compliance with this law for LendingPoint is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.

Click here to see our current list of state licenses

California residents click here ››

Wisconsin residents click here ››

Ohio residents click here ››

LendingPoint's NMLS #1424139 Visit NMLS Consumer Access